How To Make a Claim For Your Loss of Earning

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Can I Claim for Loss of Earnings on My Personal Injury Claim?

Claiming compensation is not about punishing the other party for causing you harm. Rather, it is about giving tangible recognition of your pain and suffering, and making sure that you are protected financially from being penalised just because you had the misfortune to be the victim of another person’s actions.

What Does Personal Injury Compensation Cover?

Personal injury compensation can be paid to cover:

  • Loss of earnings while you are recovering
  • Estimated loss of future earnings if your career trajectory changes as the result of your injury, including lost bonus and overtime payments
  • Estimated loss of pension contributions and payments
  • Reasonable medical expenses
  • Prescription costs
  • At home nursing or assistance
  • Travel expenses to medical appointments and work (if you are unable to commute in your usual way)
  • Other out-of-pocket costs incurred as the result of your accident

Evidence Needed to Claim for Lost Earnings

Claiming compensation for loss of earnings differs if you are employed or self-employed. Employees need to produce payslips for three months before their accident. If you regularly work overtime, then you will need to prove that this would have been available to you during this period, for example, if you work in retail and are injured over the Christmas season, or you work in a beachside cafe during summer.

Compensation for lost earnings is typically calculated by finding the average amount you earned per month for the previous three months, then multiplying that by the duration you were unable to work.  If your earnings vary from month to month, the court may look at your last six months to get an average.

If you are self-employed, then you will need to show orders or contracts you were unable to meet as the result of being unable to work. The court looks at your accounts for the last three years to calculate an appropriate level of compensation payment.

Claiming Compensation for Loss of Future Earnings

In cases where a victim has endured substantial injury which prevents them from returning to work, or which prevents them from working the same number of hours as before, their personal injury lawyer may also ask for expected future earnings to be included as part of the client’s compensation payment.

Working out the loss of future earnings is not as simple as just adding up what they would be expected to earn until retirement age and paying it in a lump sum as that may mean the victim ends up financially better off than if they had not been injured. A set of figures known as Ogden tables is used to give an accurate assessment of future earnings.

Forecast pay raises, promotions and bonus payments can also be considered.

Starting a Compensation Claim

Get in touch with The Compensation Experts today. We have a team of trained legal advisors who are happy to answer any questions you have about claiming compensation for lost income in a free, no obligation consultation. Call now, or contact us online and let us know when you want a callback.

  • No Win No Fee*
  • Maximum Compensation
  • Speedy Response

Need some help?

Am I eligible?

If you have been harmed physically in the last 3 years, due to someone else’s negligence, the short answer is yes.

Exceptions to this are for instance industrial disease or if you were a child at the time of the accident you may have a longer period to claim.

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How much could I claim?

As every injury is different, the amount of compensation paid out can differ case to case. Varying factors lead to the final figure include: extent of your injuries, earnings missed out on, future losses and more.

Our dedicated team of experts will give you an indication of how much you could potentially claim for.

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How does the process work?

We understand that when making a claim it’s important to know what to expect and when to expect it. That’s why we make the process as transparent & clear as possible.

Your solicitor will gather all the evidence and will notify the negligent party that you wish to begin claim proceedings. With your solicitor negotiating on your behalf, you will be keep up to date every step of the way.

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Why should you use us?

No Win No Fee*

We assess all claims on a No Win No Fee basis, then we can determine how successful a claim is likely to be. This service is 100% free.
We assess each claim on its merits with the information provide, which aids us determine its likely success rate.

Expert Solicitors

Our dedicated panel are experts in securing compensation no matter the injury.
Our personal injury solicitors are committed to securing the best possible outcome for you while providing expert support every step of the way.

Personal Dedicated Solicitors

Each client is provided with their own Personal Injury solicitor who will work on the case from start to finish, being there every step of the way. The client will be provided with a direct phone number and direct email address of the solicitor.

Expert no win no fee solicitors working for you

We specialise in helping victims of injury claim the compensation they deserve.

We work on a No Win No Fee basis, meaning if we don’t win your case you don’t pay! Once you make contact, our experienced team will work to recover the maximum compensation you are entitled to.

Whether you are ready to make a no win no fee claim, or you would just like a free conversation with a legal professional, we have trained advisors on hand to give you all the information you need. Take the first step to getting what you deserve by filling in our quick contact form and we will call you back whenever suits you.

  • No Win No Fee*
  • Maximum Compensation
  • Speedy Response